The sick days you have accrued equal 1/26 of the ordinary hours you have worked since you started or became permanent, minus the sick and carer’s leave you have taken. The balance is kept in hours and never resets.
| Component | Formula | Value |
|---|---|---|
| Accrued since you started | 60.857 wks × 38h ÷ 26 (s 96(2)) | 88.95 hrs |
| Sick and carer's leave taken | Deducted in hours | -22.80 hrs |
| Your shifts | 66.15 ÷ 7.60h shift | 8.70 shifts |
| NES notional days | 66.15 ÷ 7.60h (fortnightly hours ÷ 10) | 8.70 days |
| Balance | Carries over, no NES cap | 66.15 hrs |
Disclaimer: This is an estimate under the National Employment Standards, not legal advice. It assumes steady ordinary hours in each period and does not cover time on workers compensation, so check that with your employer or state scheme. Your award, enterprise agreement or payroll records may differ, so compare with your payslip. For official guidance, visit the Fair Work Ombudsman.
Your bank is a running total across the whole job, not a yearly allowance. Section 96(2) of the Fair Work Act 2009 says paid sick and carer’s leave accrues progressively according to your ordinary hours and accumulates from year to year. To count it yourself:
Worked example: 14 months full-time. Started Tuesday 5 August 2025, 38 hours over five days, counting to Monday 5 October 2026. That is 426 days, or 60.857 weeks.
Accrual per week is simply your weekly hours divided by 26: 1.46 hours on a 38-hour week. A rate of about 7.3 hours a week, which some online tools show, is five times too high. It comes from multiplying weekly hours, rather than daily hours, by 10.
A sick “day” under the National Employment Standards is a slice of your hours, not one of your shifts. The Fair Work Ombudsman’s own example compares two workers on 36 hours a week. Len works a 36-hour week. Joss works the same 36 hours as three 12-hour shifts. Both accrue 72 hours a year (1/26 of 1,872 hours), and for Joss that is the equivalent of 6 days of 12 hours.
That is why one balance can be described three ways: in your own shifts, in standard 7.6-hour days, and in the NES notional day, which is one tenth of your ordinary hours over two weeks. The table shows the same 426 days of service under four patterns, with no leave taken.
| Hours and pattern | Hours a year | Bank after 426 days | Your shifts | NES notional days |
|---|---|---|---|---|
| 38 hours, 5 days of 7.6 hours | 76.00 | 88.95 hrs | 11.70 of 7.60 hrs | 11.70 of 7.60 hrs |
| 22.8 hours, 3 days of 7.6 hours | 45.60 | 53.37 hrs | 7.02 of 7.60 hrs | 11.70 of 4.56 hrs |
| 22.8 hours, 4 days of 5.7 hours | 45.60 | 53.37 hrs | 9.36 of 5.70 hrs | 11.70 of 4.56 hrs |
| 36 hours, 3 shifts of 12 hours | 72.00 | 84.26 hrs | 7.02 of 12.00 hrs | 11.70 of 7.20 hrs |
1/26 of ordinary hours, Fair Work Act 2009 s 96(2). Notional day = ordinary hours over two weeks / 10. Service from 5 August 2025 to 5 October 2026.
Read across a row and the pattern becomes clear. The part-timer on three 7.6-hour days has 53.37 hours, which is 7.02 of her shifts, yet 11.70 notional days, exactly the same notional count as the full-timer. Spread the same 22.8 hours over four days and the identical bank covers 9.36 shorter shifts. The 12-hour shift worker has 84.26 hours, only 7.02 shifts. The sick leave calculator explains the High Court decision that settled this.
Accrual follows service. Paid time away keeps the bank growing; most unpaid time stops it.
| Keeps accruing | Stops accruing |
|---|---|
| Paid annual leave | Unpaid annual leave |
| Paid sick and carer’s leave | Unpaid sick or carer’s leave |
| Long service leave | Unpaid parental leave |
| Community service leave, including jury duty | Unpaid family and domestic violence leave |
| Leave at half pay, counted as if at full pay | Any other unpaid leave or unpaid authorised absence |
| Keeping in touch days, and paid leave taken during parental leave | Weeks on government Parental Leave Pay while unpaid by your employer |
Fair Work Ombudsman, Paid sick and carer’s leave and Accruing and taking other leave during parental leave; Fair Work Library K600635; Fair Work Act 2009 s 22(2)(b).
A paused period does not break your continuous service under section 22(3). It just does not count towards it, so the bank picks up where it stopped when you return. The cost is easy to measure: each week of unpaid leave removes 1/26 of a week’s hours. In the worked example above, two weeks of leave without pay cost 2.92 hours. Falling sick during annual leave is its own question, covered in Sick during annual leave.
There is no use-it-or-lose-it rule. The Act says the leave accumulates from year to year, and the Fair Work Ombudsman puts it plainly: the balance at the end of each year carries over to the next. The NES sets no cap on how much you can bank, and you can take as much paid sick or carer’s leave as you have accumulated.
Awards and enterprise agreements can give you more than 10 days a year, but never less than the NES minimum. If yours does, set the days per year in the calculator and it scales the accrual. A payslip that drops back to zero, or to 10 days, on your work anniversary is a payroll error worth raising.
Unlike annual leave, a sick leave bank is never cashed out. It either travels with your service or it lapses.
| What happens | Your accrued sick days | Source |
|---|---|---|
| You resign | The balance lapses. It is not paid out. | Fair Work Ombudsman, Final pay |
| You retire | The balance lapses. It is not paid out. | Fair Work Ombudsman, Final pay |
| You are made redundant | The balance lapses. It is not paid out. | Fair Work Ombudsman, Final pay |
| You are dismissed | The balance lapses. It is not paid out. | Fair Work Ombudsman, Final pay |
| The business is sold and you move to the new owner | The balance comes with you. The new employer must recognise your service for sick and carer’s leave. | FW Act s 22(5), (7)(b); Fair Work Ombudsman |
| An associated company re-employs you within 3 months | Your service counts with the new company, so the balance carries across. | FW Act s 22(5), (7)(a) |
| You start with an unrelated employer | You start again from zero hours. | FW Act s 96(1) |
| You convert from casual to permanent | Accrual starts on the conversion date. Casual time does not count. | FW Act s 96(1), (2) |
| You drop from full-time to part-time | The hours already banked stay. Accrual slows from the change date. | FW Act s 96(2) |
The transfer rules are stronger for sick leave than for other entitlements. On a transfer to a new employer that is not associated with the old one, the new employer may decline to recognise your earlier service for annual leave and redundancy pay. It has no such option for sick and carer’s leave. If an employer pays out unused sick leave voluntarily when you leave, the ATO taxes it as an employment termination payment, and the ETP tax calculator works out that tax. The final pay calculator covers what is owed on your last day.
Going part-time. Banked hours do not shrink when your hours drop. Work 38 hours for a year from 5 August 2025 (76.21 hours), then 22.8 hours over three 7.6-hour days for two months (7.64 hours), and the bank holds 83.85 hours on 5 October 2026. That covers 11.03 of the new shifts, because leave is taken and deducted in hours.
The bank is income protection for illness. Sick and carer’s leave is paid at your base rate for your ordinary hours, without loadings (section 99). More importantly, section 352 stops an employer dismissing you because you are temporarily absent through a prescribed illness or injury. The Fair Work Ombudsman explains that an employee who uses paid sick leave the whole time cannot be dismissed because of the absence, regardless of how long they are away.
Once paid leave is exhausted, the protection still covers an absence of less than 3 consecutive months, or less than 3 months in total over the last 12 months. So the practical measure of your bank is how many weeks of full pay it covers: balance divided by weekly ordinary hours. In the worked example, 66.15 hours / 38 = 1.74 weeks of fully paid absence. The calculator shows the same figure as weeks off on full pay.
Payroll systems track the bank in hours, so compare hours with hours. If your figure and the payslip disagree, these are the usual causes:
If your hours vary and you are award-free, the Fair Work Library method is to total the hours you worked over the last 4 weeks and divide by 4 to get your ordinary weekly hours. Awards can set their own method. To compare what counts as sick leave and what counts as carer’s leave, see Personal leave vs sick leave, and for certificates see Sick leave evidence.
Sources. Read on 5 October 2026 unless noted. Dates are each page’s own update or compilation date.
What people ask when they check how much sick leave they have banked.
The accrual rule is section 96(2) of the Fair Work Act 2009 (Compilation No. 73, compiled 7 July 2026): paid personal/carer’s leave accrues progressively according to ordinary hours, excludes periods as a casual, and accumulates from year to year. The 1/26 fraction, the lists of leave that does and does not accrue, and the carry-over statement are from the Fair Work Ombudsman, updated 10 August 2026.
The 12-hour shift example, the half-pay rule and the 4-week averaging method for irregular hours are from Fair Work Library K600635. The service rules for unpaid leave and transfers are section 22 of the Act, read with the Fair Work Ombudsman’s transfer of business page. Worked examples were computed on 5 October 2026 with the same function the calculator uses.